FORGEMONEY

Tools

Free calculators to help you understand your tax, KiwiSaver, savings, and borrowing power. No sign-up required.

PAYE Calculator

See your real take-home pay after tax, KiwiSaver, ACC, and student loan.

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KiwiSaver Rate Change

See how the April 2026 minimum rate increase affects your pay.

April 2026: The NZ Government is increasing the minimum KiwiSaver employee contribution from 3% to 3.5%. See what it means for your pay.
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KiwiSaver Projection

Find out what your KiwiSaver balance could be at 65.

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Mortgage Affordability

Find out what you can actually borrow based on your income and deposit.

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DCS Deposit Checker

Check if your bank deposits are covered by the $100,000 deposit guarantee.

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Compare

Side-by-side comparisons across providers. No sponsored placements.

Savings Rates

Compare NZ savings account rates, updated daily. No sponsored placements.

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KiwiSaver Compare

Compare funds side-by-side and see the fee difference in dollars.

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Retirement

NZ Super eligibility and payments.

NZ Super Eligibility

Check if you qualify under the new residency rules from July 2026.

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NZ Super Payment

See your exact NZ Super payment after tax and overseas pension deductions.

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