Am I Covered?

Check if your bank deposits are protected by New Zealand’s Depositor Compensation Scheme. The DCS covers up to $100,000 per depositor, per institution.

Your deposits

This tool is for educational purposes only and does not constitute financial advice. Coverage is based on the Depositor Compensation Scheme rules under the Deposit Takers Act 2023. Verify your coverage with your institution or at dcs.govt.nz. For personalised financial advice, consult a licensed financial adviser.