What happens to your KiwiSaver when you turn 65. Withdrawal options, tax treatment, drawdown strategies, fund choice, and how to make your balance last.

Intermediate

14 min

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KiwiSaver

KiwiSaver First Home Withdrawal: How to Access Your Savings for Your First Home

Eligible first home buyers can withdraw most of their KiwiSaver balance after 3 years of membership. Here's how it works, what you can access, and the application process.

NZ Superannuation: Rates, Eligibility, and How It Works in 2026

NZ Super is a universal government pension from age 65. Current rates, the tightening residency rules from July 2026, tax treatment, overseas pension deductions, and how it combines with KiwiSaver.

NZ Active Investor Plus Visa: Complete Guide for Wealthy Migrants (2025-26)

Everything you need to know about New Zealand's Active Investor Plus visa — Growth vs Balanced categories, minimum investments, acceptable assets, residency path, and what it costs.

Acceptable Investments for the NZ Active Investor Plus Visa

What counts as a qualifying investment under the AIP visa Growth and Balanced categories — direct businesses, managed funds, listed equities, bonds, property development, and philanthropy.

Moving from Australia to NZ: Financial Guide for High-Net-Worth Migrants

AU to NZ financial planning for investors — CGT event I1, superannuation transfers, SMSF implications, double tax agreement, and what changes when you leave Australia.

Intermediate

13 min